#057

STALLED

SME, कृषि र IT क्षेत्रको ऋणप्रवाहमा Risk Weightage घटाउने — NRB ३० दिनमा

Reduce risk weightage for SME, agriculture and IT sector lending — NRB within 30 days

Category
Investment & Industry लगानी, उद्योग र पर्यटन
Deadline
2026-04-26
Status
Overdue
Last updated
2026-05-25
Progress
0%

Evidence

  • ३० दिने म्याद (अप्रिल २७) बित्दासम्म कुनै सार्वजनिक प्रमाण छैन।

Summary

Monitor notes: DEADLINE MISSED. 30-day deadline (Apr 27) passed with no public evidence of progress.

What is this?

Directing Nepal Rastra Bank to reduce the risk weightage on loans to SMEs, agriculture, and IT sectors — making it cheaper and easier for banks to lend to these priority areas.

Impact on people

Farmers get affordable crop loans. Small manufacturers access working capital. Tech startups get seed funding. Lower risk weightage means banks can lend more at better rates.

Why it matters

Banks currently treat productive sector loans as high-risk, making interest rates unaffordable. A farmer pays the same rate as a real estate speculator, despite agriculture being the national backbone.
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